Ideal for
Who Qualifies for a DSCR Loan?
DSCR (Debt Service Coverage Ratio) loans are designed for real estate investors who can use the income generated by their investment property to qualify for a mortgage, rather than relying on their personal income.
Here's who typically qualifies for DSCR loans:
Real Estate Investors: Individuals who purchase investment properties, such as rental properties, commercial properties, or multi-family units.
Self-Employed Individuals: People who own businesses and generate income through self-employment.
High-Net-Worth Individuals: Those with significant assets who may not have traditional income sources.
Portfolio Builder: Investors with multiple properties who rely on rental income over traditional earnings.
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