DSCR loans (Debt Service Coverage Ratio loans) are specifically designed for real estate investors. They focus on the income-generating potential of the property itself, rather than your personal financial situation. This makes them ideal for:
Self-employed borrowers
Investors with multiple income streams
Those who prefer to qualify based on the property's potential
Traditional mortgages are the more conventional route to financing a property. These loans typically have stricter requirements, focusing on your personal financial profile, including your credit score, income history, and debt-to-income ratio.
